﻿<texts>


   <title1>How prepared are you for the credit crunch?</title1>
    <texto1>Given the current economic environment, experts recommend that we all carry out a “self-examination” to check how well prepared we are to face the economic crisis and which practical measures we can adopt to help limit its impact.</texto1>
 
    <title2>What are you doing on a day-to-day basis to help combat the effects of the financial crisis?</title2>
    <texto2>WageIndicator.org has come up with this simple test to uncover your attitudes towards the crisis.
</texto2>

    <comenzar>Start the test</comenzar>
	
	<bt_yes>YES</bt_yes>
	<bt_no>NO</bt_no>

	<prev>Prev</prev>
	<next>Next</next>
	
	<question01>In the last few months have you bought shoes, a mobile phone or any other items without checking the price first?</question01>
	<question02>Do you use a credit card to pay for nights out at the cinema, bars etc?</question02>
	<question03>Do you save at least 10 per cent of your salary in case of unexpected circumstances?</question03>
	<question04>Do you open and check all your bank correspondence every month (credit card bills, bank statements etc)?</question04>
	<question05>Before making a big purchase (house, car etc) do you ask for advice from a financial adviser?</question05>
	<question06> When you spend your money, can you distinguish between what you really need and what you simply want?
</question06>
	<question07>Do you invest your savings in the stock market?</question07>
	<question08>Do you prioritise your monthly outgoings (living expenses, food, children’s education etc)?</question08>
	<question09>Do you pay all your bills on time (credit cards, mortgage etc)?
</question09>
	<question10>In the last few months, have you applied for credit (personal loan, mortgage etc)?
</question10>
	
	
	<print>Print</print>
	<result01_tit>Congratulations! </result01_tit>
	<result02_tit>Be careful!</result02_tit>
	<result03_tit>You should pay a little more attention! </result03_tit>
	
	<res_tit01>Positive scores</res_tit01>
	<res_tit02>Negative socores</res_tit02>
	
	<resultado01>Your attitude towards the economic crisis is similar to that of an eagle, you are aware of how close the storm is and you can fly higher to avoid the obstacles.  You keep a close eye on your expenses and personal finances in order to protect yourself from potential storm clouds.</resultado01>
	<resultado02>Your attitude towards the economic crisis most closely resembles that of an ostrich, which burries its head the sand so that it won’t have to face up to the imminent danger.  You’re not paying close enough attention to your expenses and personal finances in order to protect yourself from potential storm clouds. </resultado02>
	<resultado03> Your attitude towards the economic crisis is like that of a relaxed sheep that doesn’t see how close the storm is.  You should pay closer attention to your personal finances.
</resultado03>
	
	<aviso>Choose an option to continue, please</aviso>
	
	
	

</texts>
